Contesting a debt is simple. If you receive an email about an unpaid debt announcement, it includes a link to the announcement. Within the first 72 hours, this announcement is available only to you and you have two options:
- Repay the debt to prevent it from being published, or
- Dispute the claim.
By disputing the claim, you are stating that the debt has:
- already been repaid,
- been forgiven, or
- never existed.
We review every dispute and typically disputes are settled through the legal system.